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Even Financial Review

Bear Lake Gold has created this Even Financial Review page to answer the vital questions many potential investors have about the company.

Please don't worry- we will answer serious-minded investors' most important questions about this finance company. In addition, as you keep reading, you will get more information about the company that will guide you in deciding whether it is best to work with it.

Bear Lake Gold is an independent organization that reviews precious metal companies. So, in this Even Financial Review, we want to give you, our reader, impartial, accurate, well-grounded, and fact-checked information about this company, as we have done for the precious metals companies that we have reviewed before. Ultimately, we want you to compare Even Financial with other financial companies on a like-for-like basis.

We should state even Financial Is not a gold or precious metals company.

As a central part of our review procedure, we employ our standard gold dealer review methodology while evaluating companies. In addition, we extend our research to various key players associated with the companies we review. These chief players include owners, managers, staff team members, and past and present customers of these firms.

When we meet these individuals, we interrogate them to determine how moral, ethical, suitable, and competitive these companies are. The information from these people becomes a foundation for forming our impartial standpoint about these companies.

Therefore, the details we will provide you in this review article will inform you about various aspects of the company, like its management team, products and services, pros and cons, and their ratings on various customer rating sites.

We want to use the information in this Even Financial review article to answer these three fundamental questions.

  • Is Even Financial a scam or a legit company?
  • Should we do business with Even Financial?
  • Which companies would we recommend as the best precious metals & gold IRA investment companies?

Summary for Those Who Want a Quick Abridged Answer

After we interrogated the major people associated with Even Financial, their responses drove us to conclude the following about the company.

  • Even Financial does not scam unsuspecting investors.
  • Even Financial is not a gold IRA company and does not sell precious metals to precious metals investors.

Ensure you read till the end of this document to find out why we have come to these conclusions.

However, we would want to provide an answer to the last question above, “Which companies would we recommend as the best gold IRA investment companies to do business with?”

Our central aim as an independent review organization involves providing the necessary information and recommendations based on detailed research to help you make the best decision about the right gold IRA investment company that will accommodate your investment needs and goals. Hence, we have carefully selected three companies that, in our opinion, are the best gold IRA companies in the precious metal industry. The companies are Augusta Precious Metals, Goldco, and American Hartford Gold. We have also rated these companies as the industry's top three gold IRA firms because of their amazing features.

We have provided the research about these companies in three easy-to-read guides, which we will make available to you at no cost. All you need to do is to register your details, and these super valuable review guides will be yours.

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#1 Recommendation Best Overall Precious Metal Provider


#2 Recommendation Best  Gold IRA Based On Price


#3 Recommendation Best  Gold IRA Based On Price

even financial review

Even Financial

Introduction to Even Financial

Even Financial is a fintech company based in New York. The company has its headquarters at 45 West 21st Street Floor 5, New York, NY 10010. Even Financial offers a wide range of financial products and services. The company was founded by three experienced people in finance and technology. They designed Even Financial as a financial marketplace that allows people to seek and compare different financial services in one place.

Even Financial is not a direct lender. It is only a marketplace. It carries out its operations through Fiona. Fiona was created and is currently run by Even Financial, and it gives interested customers accurate and fast details about the financial products and services that they can access from online lenders in the industry.

Suppose you are looking for affordable credit cards or a leading health insurance provider. Even Financial can meet your needs. The marketplace works with some providers to give you offers based on your needs. When we spoke to one of the company's representatives, he told us that Even Financial is a marketplace many clients know for its easy and quick personal loan application process. When we spoke to one of the current clients of Even Financial, he also told us that the company's application process makes loan searches fast, allowing users to access more than one loan offer at the same time.

When we checked the company’s website, we were not surprised, seeing that the company has partnered with a lot of loan providers or online lenders that offer personal loans to interested borrowers.

Borrowers can easily get personal loan offers from the platform and then continue their loan application process with their desired lenders. The platform partners with trusted lenders such as Lending Point, Avant, Prosper, Happy Money, LendingClub, SoFi, etc.

When we spoke to another representative, she told us that borrowers could apply for loans through the Even Financial marketplace and get up to $100,000 from their desired lenders. In addition, the platform's loan terms span from 24 to 84 months. Hence, customers can repay monthly within the space of 84 months. She also told us that borrowers bothered about credit score requirements should know that the company does not impose any credit score rule by itself. She said, "The credit score requirement depends on the lender you choose to work with. However, we do not doubt that you will find a lender to borrow from even if your credit score is below perfect because we work with many lenders."

You can get loans through Even Financial for many reasons, from student loan refinancing to emergency loans. In addition, you can access other financial products like applying for lines of credit, refinancing auto loans, savings accounts, etc.

We also discovered that the platform has gotten over 700 billion dollars in consumer applications in the past eight years. Currently, over nine million people use Even Financial services every month. Even Financial is a BBB-accredited business with an A+ rating on the website.

Even Financial Management Team

Even Financial CEO

Leadership Team Members

How To Apply for a Personal Loan at Even Financial

Even Financial Inc. is strictly an online service company. That means the only way to apply for a loan is through the company's website. When you open the company's website, you will see a button for Financial Services. Click the button, select Loans from the dropdown menu, and then select the Get Started button.

Even Financial will ask if you want a business or personal loan. Select Consumer Loan, which will lead you to the Fiona website.

It is pertinent to remind you again that neither Fiona nor Even Financial are personal loan lenders. Rather, they provide a marketplace where you can access loans from multiple online lenders. Then from the list of options they provide, you can select the loan offer that best suits your needs. The Even Financial platform is so accurate and fast that you can access various companies' loan offers in less than a minute.

Basic Requirements for Even Financial Application Process

The first thing you need to do to begin your application process is to select the loan type that you need. Fiona will provide you with a list of the type of Even Financial personal loans you can select. For instance, select Debt Consolidation if you want a loan offer for debt consolidation. Then, proceed to select the loan amount that you want and then choose your credit score range. You can check your range using a credit score simulator if you need to know your range.

Then, you will need to provide the following basic information:

  • Name
  • Date of birth
  • Email address
  • Education
  • Whether you own a house or not
  • Address and zip code
  • Credit card debt

In addition, you also need to state in the requirement that you are at least eighteen years and you have United States residency. When you provide all these details, Fiona will bring up a list of loan offers for you.

What Next Should You Expect?

Fiona will also show you a list of potential lenders with their terms and interest rates. The list is a pre-approved offer that Fiona made using your credit score range. Fiona carries out only soft credit checks, so borrowers' credit scores will not be affected. By doing the soft checks, Fiona can come up with the loans that borrowers can get based on their creditworthiness. The terms and rates that borrowers see are conditional. It means that they will get definitive loan offers straight from the lenders.

It is left to the lender that you choose to decide whether you are prequalified for the loan or not. If you qualify for the loan offer, the lender will proceed with the application, and you will receive the final loan offer.

Even Financial Costs and Fees

As we have stated before, the terms, interest rates, loan limit, and fees depend on the lenders that Even Financial matches you with. Hence, it would be best if you took note of the rates and other personal loan fees that the various lenders will include in the total cost of their loans.

However, when we spoke to one of the company's agents, he told us that Even Financial provides some information for borrowers sourcing loans through its platform. Below are the details the agent told us about the costs and fees you will find on the Even Financial website:

  • Terms: 24 to 84 months
  • Rates: APR beginning  at 3.84%
  • Loan Limits: Loan amounts ranging from $1,000 to $100,000
gold ira pros and cons

What are Even Financial Products and Services?


When we spoke to another company representative, he told us that people could apply for various personal loans through Even Financial.

Loans that You Can access through Even Financial

Some of the loans that are available through this marketplace are:

  • Debt consolidation
  • Home Improvement
  • Credit card refinancing
  • Student loans
  • Large purchases
  • Auto refinancing
  • Medical or dental loans

As stated, Even Financial works with many lenders to provide users with these personalized loan offers.

Loan Terms

The lenders that Even Financial lists on its marketplace have repayment terms that allow consumers to repay borrowed monies within 24 to 84 months. However, the agent who told us about Even Financial loan terms clearly stated that the loan terms borrowers get depends on some factors. Some of these factors are:

  • Credit score
  • Income 
  • Employment status

He further told us that the benefit of sourcing for loans through Even Financial is that the platform allows you to compare the various loan rates of various companies simultaneously. He said, "By doing this comparison, you should be able to choose the lender and offer that suits your financial needs."

Other Financial Products

We also found out that apart from Even Financial personal loans, there are other financial products that the company offers. Some of these products are:

  • Health insurance
  • Credit cards
  • Savings accounts

The application process for these products is similar to applying for personal loans. For instance, want you want health insurance services, Fiona will give you a list of offers from the leading health insurance providers. The process is the same for opening a savings account and getting a credit card.

Customer Support

When we spoke to a customer support agent, he told us that customers can always reach Even Financial through phone or email. This agent also responded swiftly and politely. He also told us that alternatively, customers can reach the company via social media. Even Financial customer support is very active on Twitter, Instagram, and Facebook.

How Do Customer Review Sites Rate Even Finacial?

BB Review and Customer Testimonials


No Reviews Were Found

Business Consumer Alllience Review

No Reviews Were Found

No Reviews Were Found

Google review

4.1 out of 5 stars

This conclusion was drawn from 17 online reviews

Facebook Reviews

4.2 out o 5 Stars

There were only 18 people who rated this company on Facebook

Trustpilot Reviews

4.0 out of 5 stars

There were 5 reviews

Even Financial Promotions

The company is not currently offering any promotions to new customers. Also, they are not a precious metals company, so you will not get any gold IRA promotions from them. If you have decided to invest in a gold IRA and are looking to do that through a company that offers promotions to new customers, we recommend setting up your gold IRA through Goldco. If you qualify for a rollover, Goldco will give you free silver worth $10,000.

free $10,000 in silver

Even Finacial Pros And Cons

Even Finacial Is a BBB-accredited company
It allows customers with various credit scores to source for loans from trusted lenders in the industry
The platform only conducts soft credit checks, ensuring they do not harm your credit score
You can get access to personal loans up to $100,000
They have a swift customer representative team you can reach via email and phone
Their application form is easy to fill out
They offer customers up to 84 months of loan repayment
hey provide a wide range of lenders based on your financial needs
This company provides a loans platform and are not a precious metals company
The company does not have enough reviews on public rating sites
Although the company says you can get your loan as fast as the next business day, the lender you choose might delay
Buybacks are not guaranteed, even though they’re never denied
The quotes for personal loans that Even Financial give you are for third-party lenders only. They will not include credit unions or banks that may offer better rates and terms.

Even Financial Conclusion

To conclude this review, Bear Lake Gold will answer the question, "is Even Finance safe?" After conducting our research and evaluating the information we collected, we concluded that Even Financial is not a scam company. It is a legit financial marketplace that provides borrowers with trusted lenders that can give them various kinds of loans. In addition, the company has a transparent management team.

The company provides an easy method of navigating the vast online loan industry, providing you with the perfect lenders based on your financial needs. The company provides this service for free and uses soft credit checks to protect consumers' credit scores. Its application form is direct and also easy to fill.

However, it is vital to know that the primary partners of Even Financial are online lenders. Therefore, borrowers with excellent or average credit scores may not get better terms and rates as they should get if they applied for loans from traditional financial institutions like banks. Similarly, borrowers whose credit scores are below average and need personal loans with a consigner might still have to deal with lenders directly to review their options.

Even Financial can provide loans to borrowers through various online lenders for various purposes, including investments. Hence, if you intend to diversify your investment portfolio or hedge your funds from inflation by investing in a gold IRA or buying precious metals, we recommend doing so from the companies that, in our opinions, are the best in the gold and silver industry. These companies are Augusta Precious Metals, Goldco, and American Hartford Gold. They offer new and existing customers amazing promotional offers and sell very quality and affordable precious metals. They are also transparent about their pricing.

To access the various promotions and investment freebies available for new customers, as well as other amazing features that they have, please click the relevant buttons in the "Top Three Even Financial Alternatives" section below to download their free and detailed review guides.

Our Recommended Alternatives To Company Name

Our #1 Precious Metals & Gold IRA Company - Best Overall

Augusta Precious Metals is our best rated overall precious metals company

  • Customer care is exceptional
  • Pricing is highly competitive
  • Educational program second to none
  • The best FREE investment guide in the industry
  • Zero complaints on BBB & BCA
  • Free shipping on all orders

Our #2 Recommendation - Best For Promotions

Goldco is our second top rated gold and precious metal company. Having been top rated all of last year they were very close top Augusta Precious metals

  • Great promotional offers
  • Pricing is highly competitive
  • Educational program second to none
  • FREE investment guide in the industry
  • High buyback prices
  • Expert guidance provided by the team
  • First years fees waivered for new customers

Our #3 Gold & Silver Company -Great Prices and Great Customer Service

American Hartford Gold is our third top rated company.

  • A leading, recognized and trusted brand in the industry
  • A family owned and run business
  • Excellent customer service
  • Buy back guarantee
  • Free shipping
  • Promotional offers for new  customers
  • Transparent about cost
  • Diligent when it comes to compliance


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